To increase the social and economic stability of the Parish reducing flood losses by retrofitting or otherwise protecting structures at risk and supporting an open planning process to develop and adopt community driven initiatives to build a safer, more resilient environment.
It is estimated that 25% of all flood insurance claims are outside the Special Flood Hazard Area. Flood safety is important in all areas of the Parish.
There are several programs available from the federal, state and the parish governments to help people recover from flood damage. Properties that are substantially damaged are required by the Parish floodplain ordinance to elevate, relocate, or demolish the property within three years of being determined to be substantially damaged. These programs help pay for homes and businesses to avoid future flood damage. There are no programs at this time to assist with elevations or other mitigation methods for homes that have not had flood damage to the living area of the home.
Flooding can occur during any time of the year. Because the land in Terrebonne Parish is low, much of the property is in a special flood hazard area as determined by the Federal Emergency Management Agency.
A repetitive loss property is a structure covered by a contract for flood insurance made available under the NFIP that:
Has incurred flood-related damage on 2 occasions, in which the cost of the repair, on the average, equaled or exceeded 25 percent of the market value of the structure at the time of each such flood event; and
At the time of the second incidence of flood-related damage, the contract for flood insurance contains increased cost of compliance coverage.
ALL DEVELOPMENT IN TERREBONNE PARISH, INCLUDING FLOODPLAIN DEVELOPMENT, REQUIRES A PERMIT.
Hazard Mitigation Defined
Hazard mitigation is the effort to reduce loss of life and property by lessening the impact of disasters. It is most effective when implemented under a comprehensive, long-term mitigation plan. Mitigation plans are key to breaking the cycle of disaster damage, reconstruction, and repeated damage.
For a better perspective of the mitigation process and grant program, refer to the following resources: