Terrebonne Parish

Department of Planning and Zoning

Recovery Assistance and Mitigation Planning

FloodSafe Minute

Mailer for Grant Applications for Elevating or Rebuilding Homes

Going out this weekend

FEMA is providing $800M for the Flood Mitigation Assistance program that funds the yearly Parish elevation and reconstruction programs for repetitive loss structures.  The Parish through our consultants, Hunt, Guillot and Associates, are mailing invitations to apply to owners of Severe Repetitive Loss and Repetitive Loss structures this week.

Terrebonne Parish is taking applications to elevate or demolish and rebuild Severe Repetitive Loss and Repetitive Loss properties with 100% or 90% federal funding respectively.  These are properties that have been repetitively flooded and identified by FEMA as prime candidates for risk reduction.  Residential and business properties can be submitted. 

Due to our previous and ongoing efforts to elevate or rebuild repetitive loss structures, there are only 266 structures eligible for funding based on their damages.  Due to the requirement that these applicants have flood insurance prior to the grant opening, only 55 of those 266 homeowners are eligible to apply this year. 

Anyone receiving calls about this program can forward the calls to 985-333-8330.

FEMA may contribute up to 100 percent federal cost share for Severe Repetitive Loss (SRL) properties.  An SRL property, as defined under 42 U.S.C. § 4104c(h)(3), is a structure that:

(a) Is covered under a contract for flood insurance made available under the NFIP; and

(b) Has incurred flood-related damage for which four or more separate claims payments (includes building and contents) have been made under flood insurance coverage with the amount of each such claim exceeding $5,000, and with the cumulative amount of such claims payments exceeding $20,000, or

ii. For which at least two separate claims payments (includes only building) have been made under such coverage, with the cumulative amount of such claims exceeding the market value of the insured structure.

FEMA may contribute up to 90 percent federal cost share for Repetitive Loss (RL) properties. An RL property, as defined under 42 U.S.C. § 4121(a)(7), is a structure covered by a contract for flood insurance made available under the NFIP that:

(a) Has incurred flood-related damage on two occasions, in which the cost of the repair, on the average, equaled or exceeded 25 percent of the market value of the structure at the time of each such flood event; and

(b) At the time of the second incidence of flood-related damage, the contract for flood insurance contains Increased Cost of Compliance (ICC) coverage.

All other structures would have to pay 25% of the costs unless they are in a socially vulnerable area.  As a result of FMA funding made available under the IIJA, FEMA may contribute up to 90 percent federal cost share for qualifying FY22 funding priorities.