Floodproofing Your Home & Business
There are several programs available from the federal, state and the parish governments to help people recover from flood damage. The information on this page is intended to give some information on the funding, which properties are eligible for which programs, and some forms that the Parish will use for upcoming applications for funding. Properties that are substantially damaged are required by the Parish floodplain ordinance to elevate, relocate or demolish the property within three years of being determined to be substantially damaged. These programs help pay for homes and businesses to avoid future flood damage. There are no programs at this time to assist with elevations or other mitigation methods for homes that have not had flood damage to the living area of the home.
Important Notice
Due to the number of flood damaged properties in Terrebonne Parish, there is rarely funding available to help everyone who wishes to participate. Each program below is voluntary for both the property owner and the Parish. The Parish will make the final decision about which properties are included in applications for funding. Until an application is approved and the Parish has issued a final offer of assistance, there is no promise of funding.
Parish staff does not run the federal or state programs, so questions related to those programs should be directed to the contacts given for those programs. The information is provided on the web site as a courtesy to inform the public of their options. This is not a complete list of all moneys available for hazard mitigation or storm recovery relief.
Call (985) 873-6565 with questions or to make an appointment to fill out a funding request.
Related Information
Elevating your home is a big undertaking. For most families their home is their most valuable asset. The documents here are intended to help you find a licensed contractor and avoid some common mistakes.
If you want to be listed with the Parish as a licensed provider for home elevations, send or deliver confirmation of your Commercial or Residential Contractor License to the Parish at 8026 Main Street, Houma, Louisiana 70360, Second Floor Recovery Assistance and Mitigation Planning office or fax to 985-580-8179. Call 985-873-6565 for more information.
There are several programs available from the federal, state and the parish governments to help people recover from flood damage. The information on this page is intended to give some information on the funding, which properties are eligible for which programs, and some forms that the Parish will use for upcoming applications for funding. The Federal Increased Cost of Compliance (ICC) Program is also available. Currently the parish has programs to elevate, purchase, reconstruct and demolish homes depending on the funding source and eligibility requirements.
Parish has some remaining funds from past storms. HMGP requires 25% Cost Share for those who were listed as alternates in the previous applications. The parish consistently seeks funding from all sources including FEMA Hazard Mitigation Grant funding. Letters of interest are accepted continuously. Those who are prepared to move forward are more likely to be chosen as alternates when others drop out of the program.
Congress has approved special funding for the flood mitigation of certain properties, chosen by FEMA, whose owners have flood insurance. The Parish has mailed notices to those people on the Severe Repetitive Loss list created by FEMA. The houses can be elevated or demolished and reconstructed. Reconstruction is capped at $150,000 construction costs plus engineering and permits.
The Repetitive Loss property project is available to flood insured properties offering 90% of the cost to elevate or reconstruct substantially damaged structures. This program requires a 10% owner cost share. A substantially damaged structure is one that has been flooded such that over 50% of the value of the structure has been damaged by flood. This has to be proven through flood insurance claims.
As this program and the Severe Repetitive Loss program are funded through the National Flood Insurance Program, insurance is required from the time of the application, through the application period, and, after the house is lifted, as long as the house is standing regardless of time or ownership.
Call 985-873-6565 with questions or to make an appointment to fill out a funding request.
Any participant in the FEMA Hazard Mitigation Grant program, the Hazard Mitigation Assistance grants (Flood Mitigation Assistance, Repetitive Flood Claims, or Pre-disaster Mitigation) managed through the parish or Individual Assistance from FEMA will have to purchase and maintain flood insurance. Grants that reduce flood risk for a structure (elevation, relocation, or reconstruction) require flood insurance by the current and future owners as long as the house exists. Renters’ assistance and Individual Assistance from FEMA is limited to the recipients’ presence or ownership in the structure. Please see Flood Insurance Requirements for Recipients of Federal Disaster Assistance for more information.